Multi-Layer Gold Necklace Set – Beaded Charm Toggle Layers

Discover effortless elegance with this stunning multi-layer gold necklace set, designed for endless styling possibilities. Featuring three complementary layers in warm gold tones, this boho-chic piece combines delicate beaded strands, dainty disc and coin charms, and colorful gemstone accents for a rich, textured look that catches the light beautifully. The top layer showcases a mix of earthy toned beads (including natural gemstones like moonstone, garnet, and more) with tiny gold disc charms. The middle layer adds subtle shine with mixed beads and hanging pendants. The standout bottom layer features a bold toggle clasp closure with a signature gold ring detail, adorned with vibrant dangling gemstone drops in red, blue, green, and gold for playful pops of color.